Professional Liability
General Liability insurance does not protect your business
against claims of professional negligence or for failure to
perform your professional duties. For this type of coverage,
the business will need a separate Professional Liability
policy.
Employment Practices Liability
Employment practices liability coverage protects an employer
against an employee's claims such as:
| |
 Wrongful Termination |
|
Wrongful Discipline |
| |
Sexual or Workplace Harassment |
|
Retaliation |
Pollution / Environmental Liability
Kidnap, Ransom & Extortion Insurance |
|
Directors & Officers Liability
Directors and officers liability coverage protects directors
and officers against claims alleging negligence, errors and
omissions, misstatements, misleading statements and
misrepresentations.
Most organizations have a general liability policy that
protects its directors and officers against negligent acts
that result in bodily injury or property damage. However,
general liability does not protect against alleged or actual
wrongful acts or omissions, including breach of duty, which
does not result in bodily injury.
Crime Coverage
Crime coverage can extend to employees and others who may
have access to your company’s funds or property. Examples
include:
| |
Employee
Dishonesty |
|
Forgery
& Depository |
| |
Money
& Securities |
|
Computer
Fraud |
|
